With air rifles and airsoft, the little things add up. A gun alone can seem like a daunting expense without even considering the extra cost of safety equipment, specialist equipment, and ammo.

That’s why we want to make things just a little easier on you by letting you spread the cost of your purchase. By teaming up with finance provider, Payl8r, we’re hoping to make the purchasing process as stress free as possible.

Who is Payl8r?

Payl8er is a finance company that allows customers to spread the cost of their purchase into more manageable chunks. They’re rated No.1 for millennial finance and give you the option to split, spread or even postpone your payment.

Payl8er is available at over 1000 retailers, both in-store and online, including with us at Surplus Store.

Why Use Payl8er?

The main reason you should choose Payl8er as your payment option is that it makes paying for your Surplus Store purchase so much easier, so you can get all the equipment you need without breaking the bank.

There are also some added bonuses of using Payl8er, such as:

  • Applying without affecting your credit
  • High acceptance rates
  • Low interest rates
  • Interest free periods
  • Flexible friendly finance

Payl8er Criteria

So long as you are a UK citizen and have a UK bank account, then you’ll be able to apply to use Payl8er for your purchases.

Once you choose Payl8er at the checkout and decide your deposit option, you’ll be asked to complete a quick, 60 second application form in order to check your affordability and your credit profile. Don’t worry! This application will not affect your credit score.

Once your application is complete, you should receive an answer within 30 seconds!

Using Payl8er with Surplus Store

By using Payl8er, you can ease the cost of bigger purchases to make them more manageable to work within your budget. And with the holidays right around the corner, there’s never been a better time to do so!

How to Use Payl8er

Once you’ve chosen the products you want from our store, simply go through to the checkout like normal. Then, select Payl8er as your payment method.

Next, select the deposit you’d like to pay and your installment plan. Payl8er offers four different installment periods:

  • 3 months
  • 6 months
  • 9months
  • 12 months

The more you pay in your initial deposit, the less you’ll need to spread across future payments. To help you figure out how much you’ll be paying, we’ve set up this handy finance calculator.

Check out our finance calculator

Once you’ve chosen which payment plan you’d like, you’ll need to fill in the application form. As soon as you’ve been accepted, your products will have been paid for and your order will begin to be processed by our team. It’s that simple!

Is Payl8er Interest Free?

Payl8er has interest free periods where you’ll accrue no extra costs for your purchase. These periods will vary from purchase to purchase, so be sure to check the details on your finance summary to see how long your interest-free period will last.

You can also repay your entire loan early, at no extra cost while the loan is still in its interest-free period.

Cancellations and Refunds

If you change your mind, you can cancel your credit agreement with Payl8er. However, this must be done within 14 days of your purchase by emailing support@payl8er.com. Any of your outstanding balance and interest must then be paid within 30 days.

If you’ve changed your mind and want to return your order for a refund, all you need to do is get in contact with us and let us know. We’ll do the rest!

Payl8er is a quick, secure and ethical way to help you pay for your purchase with us. If you’d like to learn more about using Payl8er, why not check out the FAQ Page on the Payl8er website. Or, please feel free to contact us directly at Surplus Store and speak to a member of our team today.

for more information contact us