Airsofters and air gun hobbyists will know, the little things add up. With safety equipment, upgrades, ammo and accessories, not to mention that pricey air rifle you’ve been eyeing, sometimes more flexible finance options can be helpful.
If you think buying your airsoft guns or air gun gear on finance is right for you, find out more about Payl8r, a finance option that lets you spread the cost of your purchase.
What is Payl8r?
Payl8r is a finance company that allows customers to spread the cost of their purchase into more manageable chunks (similar to things like Klarna and Clearpay). It is rated No.1 for millennial finance and gives you the option to split, spread or even postpone your payment.
Payl8r is available at over 1000 retailers, both in-store and online, including with us at Surplus Store.
Why Use Finance Options for Your Airgun & Airsoft Gear?
The main reason customers may opt for a more flexible payment option is that it makes paying for your gear easier, allowing you to pay off your Surplus Store order in instalments.
Benefits of Payl8r specifically include:
- - Applying without affecting your credit
- - High acceptance rates
- - Low interest rates
- - Interest-free periods
- - Flexible friendly finance
Payl8r Criteria
So long as you are a UK resident, have a regular source of income and use online banking, you’ll be able to apply to use Payl8r for your purchases.
Once you choose Payl8r at the checkout and decide your deposit option, you’ll be asked to complete a quick 60-second application form in order to check your affordability and your credit profile. Don’t worry, this application will not affect your credit score.
Once your application is complete, you should receive an answer within 30 seconds.
Using Payl8r with Surplus Store
By using Payl8r, you can help ease the cost of bigger purchases like higher-end airsoft rifles or pricier gear to make them more manageable to work within your budget.
How to Use Payl8r
Once you’ve chosen the products you want from our store, simply go through to the checkout like normal. Then, select Payl8r as your payment method.
Next, select the deposit you’d like to pay and your instalment plan. Payl8r offers four different instalment periods:
- - 3 months
- - 6 months
- - 9months
- - 12 months
The more you pay in your initial deposit, the less you’ll need to spread across future payments. See our Payl8r finance calculator for a quick look at how much you would be expected to pay in each instalment, depending on the item price and your deposit.
Once you’ve chosen which payment plan you’d like, you’ll need to fill in the application form. As soon as you’ve been accepted, your products will have been paid for and your order will begin to be processed by our team.
Is Payl8r Interest Free?
This will depend on the period you intend to pay over.
Payl8r has interest-free periods where you’ll accrue no extra costs for your purchase. These periods will vary from purchase to purchase, so be sure to check the details on your finance summary to see how long your interest-free period will last.
You can repay in full within 30 days at 0% interest or choose an interest-bearing plan.
You can also repay your entire loan early, at no extra cost while the loan is still in its interest-free period.
Cancellations and Refunds When Using Airsoft Finance Options
If you change your mind, you can cancel your credit agreement with Payl8r. However, this must be done within 14 days of your purchase by emailing [email protected]. Any of your outstanding balance and interest must then be paid within 30 days.
If you’ve changed your mind and want to return your order for a refund, all you need to do is get in contact with us and let us know. We’ll do the rest!
Payl8r is a quick, secure and ethical way to help you pay for your purchase with us. If you have any questions or would like to find out more about a particular product, please get in touch with the Surplus Store team.
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